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Digital Banking: A New Era of Convenience

Digital banking includes all banking activities conducted entirely through internet-based platforms such as websites or smartphone apps. It enables customers to perform banking transactions and access services remotely, without the need to visit a physical branch, eliminating the necessity for paper, deposit slips, and hard copy receipts.

In recent years, digital banking has surged in popularity due to its convenience, user-friendly features, enhanced security options, and greater control. Customers can access their accounts anytime, from any location, and perform a wide range of transactions, such as checking account balances, transferring funds, paying bills, and applying for loans, etc…

Introducing LB CIM (Cash In Mobile) App

To offer an even more convenient banking experience, LB Finance has introduced the LB CIM (Cash In Mobile) App. This app features a host of incredible options designed to simplify your financial life. From tracking your finances to paying bills, making purchases, completing transfers, obtaining loans, and opening Fixed Deposits (FDs), the CIM App is a comprehensive digital banking solution that covers all your needs.

LB Digital Banking Solutions

Personal Loans: Your Financial Lifeline

With LB CIM, customers no longer need to visit a branch or wait in long queues to obtain a personal loan. They can now apply for an LB CIM Personal Loan from the comfort of their home and make repayments just as easily. The LB CIM Digital Personal Loan offers amounts ranging from Rs. 25,000 to Rs. 100,000, with flexible repayment terms spanning 3 to 12 months, tailored to align with your salary dates. With a low 2% per month flat interest rate, LB Finance provides a budget-friendly repayment option for its digital customers, making the LB CIM Personal Loan the ideal digital banking solution for instant money needs.

Business Loans: Fueling Your Enterprise

For business owners seeking convenient and fast financing solutions, the LB CIM App is the ideal choice. Customers can experience streamlined business financing with loan amounts ranging from Rs. 100,000 to Rs. 500,000, offering the flexibility of weekly repayments to suit their cash flow needs. Its hassle-free digital application process ensures both convenience and efficiency.

Digital Fixed Deposits (FDs): Your Digital Savings Hub

If you are looking for a good investment with substantial benefits, the LB CIM App allows you to open Fixed Deposits from anywhere, at any time. Customers can experience the peak of financial gains with the LB CIM Digital FD option, offering flexible periods from 1 to 60 months. Enjoy higher interest rates according to your chosen duration, at maturity or as per your preference with LB Finance.

Loan Against FD: Leveraging Your Savings

LB CIM offers an additional benefit for Fixed Deposit customers, allowing them to access up to 75% of their deposit value as a loan, depending on their interest payment frequency.

Bill Payments: Simplifying Your Financial Routine

With the LB CIM App, paying utility bills, phone recharges, internet subscriptions, and more has never been easier. Customers can say goodbye to the hassle of remembering due dates. Therefore, automate your financial routine by scheduling bill payments for a truly hands-off approach to bill management.

Fund Transfers: Effortless and Swift

Now, sending and receiving money is a breeze with the LB CIM App's Fund Transfer feature. It offers the facility to transfer money instantly to other LB CIM users or any bank account in Sri Lanka.

Mobile Reloads: Quick and Hassle-Free

Tired of frequent reloading issues? The LB CIM App offers a quick and hassle-free mobile reload option to make your life smoother.

Rentals: Simplifying Your Rental Transactions

Now, LB customers can securely and instantly make rental payments directly from their mobile wallets. The LB CIM App facilitates timely payments for vehicle lease and gold loan rentals anywhere, helping users save time and avoid late fees with this convenient feature.

Lanka QR Facility: Embracing Cashless Convenience

The LB CIM App supports the Lanka QR Facility, offering a cashless shopping experience. Customers can scan QR codes with the LB CIM App for easy online payments while shopping.

Conclusion

Digital banking with LB Finance and the LB CIM App brings convenience and efficiency to your financial management. Whether you need a personal loan, business financing, or a reliable platform for handling everyday transactions, LB CIM has you covered. Embrace the future of banking today with LB CIM.