• Account Opening : Available through digital and non-digital channels.
• Initial Deposit Requirement : Account can be opened with a minimum of Rs. 1,000/-.
• Wallet Integration : All accounts are seamlessly linked to the CIM Wallet, ensuring full accessibility and unified management through a single digital platform.
• Minimum Balance Requirement : LB Sanmitha customers must maintain a minimum balance of Rs. 1,000 in their account.
• Account Closure Procedure : Account closure should follow the existing standard procedure of LB Finance PLC.
• Statement Options : Customers may opt for a passbook or a digital e-statement. SMS Alerts: Optional SMS notifications (subject to service charges).
• Standing Orders : Internal: Free of charge External: Subject to service fees
• Transactional Convenience : Deposits and withdrawals supported via the linked wallet, enhancing business liquidity and cash flow management.

Interest Rate Structure :